How To Get And Activate OPay Debit Card? 2023

How do I get an OPay debit card? In this content, we will guide you on how to get OPay debit card.

OPay is a mobile payment platform that has made financial transactions in Nigeria easier and more convenient.

Launched in August 2018, the platform has grown significantly over the years and has become one of the most popular mobile payment platforms in Nigeria.

One of the most recent additions to the OPay platform is the OPay debit card.

The OPay debit card is a physical card that can be used for offline transactions such as withdrawing cash from ATMs and making purchases at stores that accept card payments. 

Benefits of the OPay Debit Card

The OPay debit card offers several benefits to its users. Some of these benefits include:

  • Convenience:

 The OPay debit card is a convenient payment option as it eliminates the need to carry cash around or visit a bank to withdraw cash.

With the OPay debit card, you can easily make transactions wherever Mastercard is accepted.

  • Secure Transactions: 

The chip and pin security feature of the OPay debit card ensures that your transactions are secure and protected from fraud.

This means that you can use your card with confidence, knowing that your transactions are safe and secure.

  • Real-Time Transaction Notifications: 

With the real-time transaction notification feature, you can quickly detect any fraudulent activities and take necessary actions to protect your funds.

  • Rewards: 

OPay offers several rewards to its debit card users, such as cashback on transactions made with the card.

This means that you can earn some money while making transactions with your OPay debit card.

How do I get an OPay debit card?

Opay Debit Card

Getting an OPay debit card is easy and straightforward. Here’s how you can get yours:

  • Download the OPay App: The first step to getting an OPay debit card is to download the OPay app on your mobile device.
  • Create Opay account: After installing opay app, you will then create an account.

This involves providing your personal details, such as your name, phone number, and email address.

  • Fund Your Wallet: Once you have created an account, you will need to fund your wallet.

You can do this by transferring money from your bank account or using any of the other funding options available on the OPay app.

  • Order Your Card: After funding your wallet, you can now order your OPay debit card from the app.

To order your card, simply navigate to the card section of the app and follow the prompts.

  • Verify Your Identity: Before your card can be delivered, you will need to verify your identity.

This involves providing a valid ID card, such as a driver’s license or national ID card.

  • Receive Your Card: Once your identity has been verified, your OPay debit card will be delivered to the address you provided during the verification process.

You can then activate your card by following the instructions that come with it.

How To Activate Opay Debit Card

To activate your OPay debit card, you need to follow these steps:

OPay debit card

  • Launch the OPay app on your mobile device and log in to your account.
  • Click on “Cards” section of the app, then select the “Activate Card” to activate the card.
  • Enter the 6-digit activation code that was sent to your phone number when you requested for the card.
  • Set up your 4-digit PIN for the card.
  • Once you have entered the activation code and set up your PIN, your OPay debit card should be activated and ready for use.

Ensure that you keep your PIN secure and do not share it with anyone to prevent unauthorized access to your account.

Opay will never ask you information about your debit card.

Also Read; How can I get opay account number?

Fees and Charges of Opay Debit Card

Using the OPay debit card comes with some fees and charges.

  • Card Issuance Fee:

 There is a one-time fee of N600 for card issuance. This fee is deducted from your OPay wallet.

  • ATM Withdrawal Fee: 

There is a fee of N35 for ATM withdrawals within Nigeria.

  • POS Transaction Fee: 

There are no fees for POS transactions made with the OPay debit card.

  • Card Replacement Fee:

 If you lose your card or it gets stolen, you will need to pay a replacement fee of N1,000 to get a new card.

Also Read; Is OPay a Bank or Wallet?

Is OPay debit card free

No, Opay Debit Card is not free. You have to pay a fee of N600 to get Opay Debit Card. And If you lose your card or it gets stolen, you will need to pay a replacement fee of N1,000 to get a new card.

Can I get visa card from OPay?

No, Opay don’t issue Card Visa card for now, but verve card is available. And it can be used to make purchases online and in-store.

The OPay Card can be funded with money from your OPay wallet, and it is accepted at merchants that support Mastercard payments.

How long does it take to deliver Opay Debit card

The delivery time for OPay card can vary depending on your location and the courier service used by OPay.

Generally, OPay card delivery can take anywhere from 3 to 7 business days, but it may take longer in some cases.

OPay debit card

If you have already requested an OPay debit card and it has been longer than the estimated delivery time, you can contact OPay customer support to inquire about the status of your card delivery.

You may also be able to track the delivery status of your OPay card through the OPay app.


The OPay debit card is a convenient and practical payment option that makes financial transactions easier and more convenient.

With its features such as easy top-up, universal acceptance, chip and pin security, real-time transaction notifications, and multiple currency support, the OPay debit card is a great addition to the OPay platform. 

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